Worker Insurance

Flexible. Simple. Easy to use.

Starting from $0.95 per day

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Get protected with a mobile app for delivery riders. 

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Safe guard iconCover underwritten by Agile Underwriting Services Pty Ltd on behalf of certain Underwriters at Lloyd’s

What our customers are saying

Get the right cover

We work with the world’s leading insurers to cover you on the go, so you never overpay for cover and get the best price.

For riders - bike icon

For Riders

Cover for your bike if it gets stolen, if you injure yourself or someone else, or damage their property.

For other workers - business icon

For other work

Insurance for tradies, real estate agents, cleaners, drone operators and more!

For platforms - Shield Icon

For platforms

We work with insurance partners to create insurance products that can protect your contractor workforce against accidents and injuries at work.

Get the right cover

We work with the world’s leading insurers to cover you on the go, so you never overpay for cover and get the best price.

For riders - bike icon

For Riders

Cover for your bike if it gets stolen, if you injure yourself or someone else, or damage their property.

For other workers - business icon

For other work

Insurance for tradies, real estate agents, cleaners, drone operators and more!
(coming soon)

For platforms - Shield Icon

For platforms

We work with insurance partners to create insurance products that can protect your contractor workforce against accidents and injuries at work.

How-upcover-works-icon

How does upcover work?

1

Delivery or Other work?

Tell us whether you do delivery, courier or other types of work and how many hours per week.

2

Get a price

Answer a few simple questions and get a personalised price online in minutes.

3

You are covered!

Once you accept the price and pay, your cover is automatically turned on.

Why choose upcover?

Why choose Upcover - Icon Gear

Flexible

So you never pay extra on your insurance.

Why choose Upcover - Icon Brain

Smart

Policies that cover all the kinds of platform work you do.

Why choose Upcover - Icon 24/7

Always online

Available online, or whatsapp to answer your call, or answer any questions.

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Paperless

All your policies available at the click of a button.

FAQ

Questions we get asked often

This cover protects delivery riders who works on their own time and get paid as a contractor.

The first insurance product is for delivery riders using bicycles or e-bikes. Whether you own a bike or rent it, while you deliver food, this can cover you for damage or theft of your bike, injuries to you and loss of income while doing your delivery work, and for injuries you might cause to others or their property.

No, we’re not! upcover is an insurtech that works with the oldest insurance markets and global leaders in insurance innovation. Products are underwritten by Agile Underwriting Services Pty Ltd on behalf of certain Underwriters at Lloyd’s.

You can find the Product Disclosure Statement on our website.

This is the only product in Australia offering cover for your delivery work.

If you are a food delivery rider, we are working with market leading insurance partners to create simple, easy and affordable protection.

The first insurance product will protect delivery riders using bicycles and e-bikes under 250 watts.

That said, we are working very hard with our insurance partners to launch insurance products to cover other work too. You can sign up to our waitlist on our website and be the first to know when we launch!

The first products only cover gig workers that work as a delivery partner using bicycles or e-bikes under 250 watts. We are working hard with our insurance partner, Agile Underwriting Services, to launch a range of products to cover all your gig work in the coming months.

Keep checking this page for updates!

Our insurance products for public liability and personal accident will only protect you for the hours you work with your declared platform provider.

If you get injured or incur liabilities outside your declared working hours, you will not be covered.

Accidents can happen anywhere, at any time! If your bike is stolen or damaged and you have purchased the insurance product for Your Bike (Policy 1), you are covered for the repair or replacement of your bicycle or e-bike.

If a claim is successful, payment can be made for amounts above $250.

If you want a flexible, easy to use and simple insurance that covers you for all your delivery work, join upcover!

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As featured on

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